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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,107 | $88,707-53.7% | $74,184-44.6% | $273,972-85.0% |
| Participation rate | 62.5% | 79.4%-16.9pp | 76.6%-14.1pp | 83.0%-20.5pp |
| Annual return | 6.87% | 11.94%-5.1pp | 17.74%-10.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,011 | $3,159-68.0% | $2,370-57.3% | $4,869-79.2% |
| Participant deferral / active EE | $3,252 | $4,212-22.8% | $3,550-8.4% | $5,287-38.5% |
| Admin fee / account holder | $7,917 | $8,717-9.2% | $5,586+41.7% | $10,133-21.9% |