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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,644 | $78,423-21.4% | $95,964-35.8% | $79,856-22.8% |
| Participation rate | 69.2% | 73.5%-4.3pp | 77.1%-7.9pp | 69.6%-0.4pp |
| Annual return | 18.44% | 19.37%-0.9pp | 91.64%-73.2pp | 31.71%-13.3pp |
| Employer contribution / active EE | $1,120 | $1,945-42.4% | $2,541-55.9% | $2,471-54.7% |
| Participant deferral / active EE | $3,750 | $3,440+9.0% | $4,167-10.0% | $3,741+0.2% |
| Admin fee / account holder | $1,178 | $5,622-79.0% | $6,797-82.7% | $5,306-77.8% |