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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,042 | $78,694-46.6% | $67,652-37.9% | $125,389-66.5% |
| Participation rate | 62.5% | 78.8%-16.3pp | 75.7%-13.2pp | 83.2%-20.7pp |
| Annual return | -0.67% | 9.46%-10.1pp | 6625.40%-6626.1pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,044 | $3,044-65.7% | $2,266-53.9% | $4,866-78.6% |
| Participant deferral / active EE | $3,281 | $4,292-23.6% | $3,560-7.8% | $5,352-38.7% |
| Admin fee / account holder | $28,405 | $7,403+283.7% | $4,821+489.2% | $9,541+197.7% |