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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,444 | $72,486-24.9% | $87,103-37.5% | $72,976-25.4% |
| Participation rate | 67.6% | 72.8%-5.2pp | 76.9%-9.3pp | 69.5%-1.9pp |
| Annual return | 18.61% | 24.46%-5.9pp | 28.19%-9.6pp | 81.02%-62.4pp |
| Employer contribution / active EE | $1,089 | $1,894-42.5% | $2,521-56.8% | $2,440-55.4% |
| Participant deferral / active EE | $3,365 | $3,270+2.9% | $4,049-16.9% | $3,608-6.7% |
| Admin fee / account holder | $1,917 | $5,055-62.1% | $7,491-74.4% | $5,124-62.6% |