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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,229 | $162,136-72.1% | $152,301-70.3% | $154,746-70.8% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 6.73% | 91.02%-84.3pp | 80.50%-73.8pp | 172.34%-165.6pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,545 | $8,341-21.5% | $8,004-18.2% | $6,730-2.7% |
| Admin fee / account holder | $23,466 | $15,759+48.9% | $14,398+63.0% | $14,365+63.4% |