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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,298 | $160,040-68.6% | $147,096-65.8% | $145,877-65.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.21% | 98.49%-90.3pp | 419.75%-411.5pp | 551.28%-543.1pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,639 | $8,429+2.5% | $8,071+7.0% | $6,691+29.1% |
| Admin fee / account holder | $25,262 | $15,050+67.9% | $13,005+94.2% | $13,402+88.5% |