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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,974 | $138,078-50.8% | $125,363-45.8% | $134,509-49.5% |
| Participation rate | 81.0% | 84.5%-3.5pp | 82.4%-1.4pp | 81.2%-0.3pp |
| Annual return | -21.10% | 750.49%-771.6pp | 572.15%-593.2pp | 418.13%-439.2pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $7,098 | $7,800-9.0% | $7,447-4.7% | $6,400+10.9% |
| Admin fee / account holder | $4,777 | $11,566-58.7% | $10,005-52.3% | $11,427-58.2% |