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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,296 | $124,980-45.4% | $108,359-37.0% | $154,746-55.9% |
| Participation rate | 70.0% | 75.2%-5.2pp | 70.1%-0.1pp | 80.7%-10.7pp |
| Annual return | 13.25% | 45.00%-31.7pp | 36.89%-23.6pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,930 | $2,851-32.3% | $2,399-19.5% | $4,379-55.9% |
| Participant deferral / active EE | $4,016 | $4,743-15.3% | $4,137-2.9% | $6,730-40.3% |
| Admin fee / account holder | $14,059 | $11,502+22.2% | $9,741+44.3% | $14,365-2.1% |