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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,331 | $112,935-73.1% | $90,970-66.7% | $158,966-80.9% |
| Participation rate | 58.8% | 74.7%-15.9pp | 69.0%-10.2pp | 82.0%-23.1pp |
| Annual return | 28.10% | 215.79%-187.7pp | 134.58%-106.5pp | 302.95%-274.9pp |
| Employer contribution / active EE | $1,651 | $2,895-43.0% | $2,122-22.2% | $4,762-65.3% |
| Participant deferral / active EE | $4,301 | $4,129+4.2% | $3,373+27.5% | $5,983-28.1% |
| Admin fee / account holder | $160 | $8,045-98.0% | $5,960-97.3% | $11,250-98.6% |