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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,619 | $95,975-77.5% | $74,549-71.0% | $135,379-84.0% |
| Participation rate | 37.5% | 75.7%-38.2pp | 69.1%-31.6pp | 82.6%-45.1pp |
| Annual return | -10.39% | 56.96%-67.4pp | 32.53%-42.9pp | 519.79%-530.2pp |
| Employer contribution / active EE | $872 | $2,716-67.9% | $1,961-55.6% | $4,779-81.8% |
| Participant deferral / active EE | $2,987 | $3,844-22.3% | $3,108-3.9% | $5,609-46.7% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,059-100.0% | $10,828-100.0% |