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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,182 | $135,956-40.3% | $123,894-34.5% | $273,972-70.4% |
| Participation rate | 81.0% | 84.1%-3.1pp | 81.4%-0.5pp | 83.0%-2.1pp |
| Annual return | 9.30% | 56.63%-47.3pp | 47.52%-38.2pp | 41.46%-32.2pp |
| Employer contribution / active EE | $8,110 | $5,170+56.9% | $4,617+75.7% | $4,869+66.6% |
| Participant deferral / active EE | $5,309 | $6,343-16.3% | $5,984-11.3% | $5,287+0.4% |
| Admin fee / account holder | $1,207 | $9,817-87.7% | $8,357-85.6% | $10,133-88.1% |