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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,887 | $127,387-52.2% | $115,038-47.1% | $125,389-51.4% |
| Participation rate | 94.4% | 84.2%+10.3pp | 81.4%+13.1pp | 83.2%+11.3pp |
| Annual return | -2.30% | 31.28%-33.6pp | 26.14%-28.4pp | 282.24%-284.5pp |
| Employer contribution / active EE | $8,137 | $5,166+57.5% | $4,608+76.6% | $4,866+67.2% |
| Participant deferral / active EE | $5,625 | $6,423-12.4% | $6,026-6.7% | $5,352+5.1% |
| Admin fee / account holder | $3,093 | $9,516-67.5% | $8,175-62.2% | $9,541-67.6% |