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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,536 | $150,447-45.8% | $136,298-40.2% | $147,586-44.8% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 13.38% | 1049.15%-1035.8pp | 5156.27%-5142.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $11,520 | $5,256+119.2% | $4,696+145.3% | $4,876+136.2% |
| Participant deferral / active EE | $5,848 | $6,631-11.8% | $6,247-6.4% | $5,439+7.5% |
| Admin fee / account holder | $13,362 | $10,906+22.5% | $9,244+44.6% | $10,886+22.8% |