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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,590 | $165,399-13.2% | $149,745-4.1% | $158,982-9.7% |
| Participation rate | 95.8% | 84.6%+11.3pp | 82.5%+13.4pp | 82.0%+13.9pp |
| Annual return | 14.82% | 348.34%-333.5pp | 276.72%-261.9pp | 302.99%-288.2pp |
| Employer contribution / active EE | $11,057 | $5,105+116.6% | $4,646+138.0% | $4,763+132.2% |
| Participant deferral / active EE | $7,125 | $7,183-0.8% | $6,843+4.1% | $5,983+19.1% |
| Admin fee / account holder | $4,488 | $10,811-58.5% | $9,312-51.8% | $11,252-60.1% |