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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,922 | $52,519-27.8% | $155,789-75.7% | $59,633-36.4% |
| Participation rate | 65.5% | 61.7%+3.8pp | 76.1%-10.6pp | 68.7%-3.2pp |
| Annual return | 0.20% | 53.51%-53.3pp | 71.54%-71.3pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $585 | $1,589-63.2% | $3,839-84.8% | $2,203-73.4% |
| Participant deferral / active EE | $1,822 | $3,084-40.9% | $4,798-62.0% | $3,192-42.9% |
| Admin fee / account holder | $877 | $3,540-75.2% | $7,477-88.3% | $4,297-79.6% |