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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,951 | $70,684+23.0% | $169,397-48.7% | $75,177+15.7% |
| Participation rate | 50.6% | 64.8%-14.2pp | 77.2%-26.6pp | 67.2%-16.6pp |
| Annual return | 18.28% | 36.38%-18.1pp | 406.23%-388.0pp | 160.75%-142.5pp |
| Employer contribution / active EE | $865 | $2,211-60.9% | $4,013-78.4% | $2,671-67.6% |
| Participant deferral / active EE | $1,625 | $4,310-62.3% | $6,223-73.9% | $4,126-60.6% |
| Admin fee / account holder | $2,204 | $5,404-59.2% | $9,017-75.6% | $5,651-61.0% |