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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,162 | $65,395-4.9% | $182,558-65.9% | $72,976-14.8% |
| Participation rate | 50.5% | 65.4%-14.9pp | 78.0%-27.4pp | 69.5%-18.9pp |
| Annual return | 22.64% | 27.68%-5.0pp | 148.59%-126.0pp | 81.02%-58.4pp |
| Employer contribution / active EE | $746 | $1,911-61.0% | $4,076-81.7% | $2,440-69.4% |
| Participant deferral / active EE | $1,747 | $3,563-51.0% | $5,526-68.4% | $3,608-51.6% |
| Admin fee / account holder | $2,740 | $4,245-35.5% | $8,594-68.1% | $5,124-46.5% |