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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,762 | $69,012-3.3% | $160,037-58.3% | $68,490-2.5% |
| Participation rate | 54.5% | 65.4%-10.9pp | 78.0%-23.4pp | 67.9%-13.4pp |
| Annual return | -19.09% | -9.65%-9.4pp | 408.95%-428.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $684 | $2,212-69.1% | $4,226-83.8% | $2,597-73.7% |
| Participant deferral / active EE | $1,749 | $4,212-58.5% | $6,184-71.7% | $4,028-56.6% |
| Admin fee / account holder | $6,282 | $4,798+30.9% | $8,716-27.9% | $5,403+16.3% |