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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,417 | $113,338-4.3% | $94,993+14.1% | $147,586-26.5% |
| Participation rate | 66.7% | 78.0%-11.3pp | 73.9%-7.2pp | 82.8%-16.2pp |
| Annual return | 17.01% | 20.80%-3.8pp | 27.14%-10.1pp | 578.59%-561.6pp |
| Employer contribution / active EE | $3,842 | $3,160+21.6% | $2,603+47.6% | $4,876-21.2% |
| Participant deferral / active EE | $6,025 | $3,777+59.5% | $3,317+81.6% | $5,439+10.8% |
| Admin fee / account holder | $7,538 | $6,063+24.3% | $4,960+52.0% | $10,886-30.8% |