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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,894 | $110,303+89.4% | $95,759+118.1% | $139,487+49.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 17.06% | 27.19%-10.1pp | 28.42%-11.4pp | 373.84%-356.8pp |
| Employer contribution / active EE | $7,942 | $3,261+143.6% | $2,836+180.0% | $4,755+67.0% |
| Participant deferral / active EE | $11,815 | $4,674+152.8% | $4,244+178.4% | $6,713+76.0% |
| Admin fee / account holder | $7,744 | $6,615+17.1% | $5,678+36.4% | $11,407-32.1% |