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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,720 | $121,701+34.5% | $104,639+56.5% | $158,982+3.0% |
| Participation rate | 75.0% | 77.5%-2.5pp | 74.1%+0.9pp | 82.0%-7.0pp |
| Annual return | 15.15% | 465.72%-450.6pp | 340.67%-325.5pp | 302.99%-287.8pp |
| Employer contribution / active EE | $4,704 | $3,165+48.6% | $2,682+75.4% | $4,763-1.2% |
| Participant deferral / active EE | $7,275 | $4,176+74.2% | $3,738+94.6% | $5,983+21.6% |
| Admin fee / account holder | $6,852 | $7,778-11.9% | $6,465+6.0% | $11,252-39.1% |