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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,008 | $117,444+31.1% | $99,479+54.8% | $152,909+0.7% |
| Participation rate | 70.0% | 77.5%-7.5pp | 73.8%-3.8pp | 82.5%-12.5pp |
| Annual return | 20.28% | 31.87%-11.6pp | 30.72%-10.4pp | 345.46%-325.2pp |
| Employer contribution / active EE | $4,222 | $3,014+40.1% | $2,540+66.2% | $4,764-11.4% |
| Participant deferral / active EE | $6,866 | $4,086+68.0% | $3,619+89.7% | $5,851+17.3% |
| Admin fee / account holder | $6,389 | $7,635-16.3% | $6,253+2.2% | $11,601-44.9% |