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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,374 | $102,382+392.6% | $147,005+243.1% | $80,874+523.7% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.2%+9.8pp | 67.6%+24.4pp |
| Annual return | 17.90% | 134.89%-117.0pp | 418.76%-400.9pp | 35.62%-17.7pp |
| Employer contribution / active EE | $3,019 | $3,715-18.7% | $4,934-38.8% | $2,756+9.6% |
| Participant deferral / active EE | $11,723 | $6,646+76.4% | $8,070+45.3% | $4,297+172.8% |
| Admin fee / account holder | $8,459 | $7,942+6.5% | $13,006-35.0% | $6,935+22.0% |