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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,609 | $102,385+60.8% | $147,080+11.9% | $80,935+103.4% |
| Participation rate | 63.5% | 75.9%-12.3pp | 82.2%-18.7pp | 67.7%-4.1pp |
| Annual return | 17.15% | 135.09%-117.9pp | 420.17%-403.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $1,693 | $3,717-54.4% | $4,933-65.7% | $2,757-38.6% |
| Participant deferral / active EE | $4,465 | $6,651-32.9% | $8,066-44.6% | $4,299+3.9% |
| Admin fee / account holder | $4,011 | $7,951-49.6% | $12,989-69.1% | $6,924-42.1% |