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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,609 | $102,382+60.8% | $147,005+12.0% | $80,874+103.5% |
| Participation rate | 63.5% | 75.8%-12.3pp | 82.2%-18.6pp | 67.6%-4.1pp |
| Annual return | 17.15% | 134.89%-117.7pp | 418.76%-401.6pp | 35.62%-18.5pp |
| Employer contribution / active EE | $1,693 | $3,715-54.4% | $4,934-65.7% | $2,756-38.5% |
| Participant deferral / active EE | $4,465 | $6,646-32.8% | $8,070-44.7% | $4,297+3.9% |
| Admin fee / account holder | $4,011 | $7,942-49.5% | $13,006-69.2% | $6,935-42.2% |