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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,958 | $85,766+1.4% | $136,298-36.2% | $70,126+24.0% |
| Participation rate | 70.2% | 74.2%-4.0pp | 81.9%-11.7pp | 69.5%+0.6pp |
| Annual return | 19.17% | 31.46%-12.3pp | 5156.27%-5137.1pp | 73.15%-54.0pp |
| Employer contribution / active EE | $1,375 | $2,966-53.7% | $4,696-70.7% | $2,343-41.3% |
| Participant deferral / active EE | $3,410 | $5,051-32.5% | $6,247-45.4% | $3,332+2.4% |
| Admin fee / account holder | $7,027 | $5,421+29.6% | $9,244-24.0% | $4,645+51.3% |