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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,727 | $76,551-2.4% | $123,894-39.7% | $62,881+18.8% |
| Participation rate | 78.2% | 73.0%+5.2pp | 81.4%-3.2pp | 69.3%+8.9pp |
| Annual return | 8.01% | 18.68%-10.7pp | 47.52%-39.5pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,575 | $2,882-45.4% | $4,617-65.9% | $2,281-31.0% |
| Participant deferral / active EE | $3,720 | $4,840-23.1% | $5,984-37.8% | $3,203+16.1% |
| Admin fee / account holder | $4,904 | $4,826+1.6% | $8,357-41.3% | $4,296+14.2% |