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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,873 | $100,203-39.2% | $85,240-28.6% | $145,897-58.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.38% | 84.28%-76.9pp | 66.75%-59.4pp | 552.29%-544.9pp |
| Employer contribution / active EE | $3,298 | $3,242+1.7% | $2,735+20.6% | $4,663-29.3% |
| Participant deferral / active EE | $4,122 | $5,299-22.2% | $4,527-8.9% | $6,689-38.4% |
| Admin fee / account holder | $709 | $7,265-90.2% | $6,165-88.5% | $13,390-94.7% |