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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,388 | $34,316-40.6% | $74,722-72.7% | $72,975-72.1% |
| Participation rate | 26.7% | 42.4%-15.7pp | 54.5%-27.8pp | 69.5%-42.8pp |
| Annual return | 18.99% | 26.58%-7.6pp | 753.11%-734.1pp | 81.01%-62.0pp |
| Employer contribution / active EE | $509 | $692-26.5% | $1,084-53.1% | $2,440-79.2% |
| Participant deferral / active EE | $1,162 | $1,272-8.6% | $1,963-40.8% | $3,608-67.8% |
| Admin fee / account holder | $343 | $2,125-83.9% | $3,335-89.7% | $5,124-93.3% |