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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,712 | $108,212-72.5% | $77,513-61.7% | $158,966-81.3% |
| Participation rate | 40.0% | 64.4%-24.4pp | 54.2%-14.2pp | 82.0%-42.0pp |
| Annual return | 15.77% | 31.67%-15.9pp | 54.81%-39.0pp | 302.95%-287.2pp |
| Employer contribution / active EE | $734 | $1,325-44.6% | $987-25.6% | $4,762-84.6% |
| Participant deferral / active EE | $1,709 | $2,455-30.4% | $1,861-8.1% | $5,983-71.4% |
| Admin fee / account holder | $460 | $3,709-87.6% | $2,859-83.9% | $11,250-95.9% |