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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,666 | $135,956-76.0% | $123,894-73.6% | $273,972-88.1% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 11.71% | 56.63%-44.9pp | 47.52%-35.8pp | 41.46%-29.7pp |
| Employer contribution / active EE | $7,810 | $5,170+51.1% | $4,617+69.2% | $4,869+60.4% |
| Participant deferral / active EE | $5,533 | $6,343-12.8% | $5,984-7.5% | $5,287+4.7% |
| Admin fee / account holder | $1,102 | $9,817-88.8% | $8,357-86.8% | $10,133-89.1% |