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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,581 | $150,447-71.0% | $136,298-68.0% | $147,586-70.5% |
| Participation rate | 82.4% | 84.4%-2.1pp | 81.9%+0.4pp | 82.8%-0.5pp |
| Annual return | 18.84% | 1049.15%-1030.3pp | 5156.27%-5137.4pp | 578.59%-559.8pp |
| Employer contribution / active EE | $2,606 | $5,256-50.4% | $4,696-44.5% | $4,876-46.6% |
| Participant deferral / active EE | $6,556 | $6,631-1.1% | $6,247+4.9% | $5,439+20.5% |
| Admin fee / account holder | $3,042 | $10,906-72.1% | $9,244-67.1% | $10,886-72.1% |