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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,319 | $148,623-56.7% | $135,974-52.7% | $139,466-53.9% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 20.62% | 79.30%-58.7pp | 68.30%-47.7pp | 373.66%-353.0pp |
| Employer contribution / active EE | $1,579 | $5,246-69.9% | $4,859-67.5% | $4,754-66.8% |
| Participant deferral / active EE | $3,919 | $8,103-51.6% | $7,760-49.5% | $6,712-41.6% |
| Admin fee / account holder | $2,701 | $12,406-78.2% | $10,767-74.9% | $11,409-76.3% |