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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,664 | $160,040-53.3% | $147,096-49.2% | $145,877-48.8% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 17.41% | 98.49%-81.1pp | 419.75%-402.3pp | 551.28%-533.9pp |
| Employer contribution / active EE | $1,904 | $5,289-64.0% | $4,936-61.4% | $4,663-59.2% |
| Participant deferral / active EE | $4,466 | $8,429-47.0% | $8,071-44.7% | $6,691-33.2% |
| Admin fee / account holder | $523 | $15,050-96.5% | $13,005-96.0% | $13,402-96.1% |