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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,275 | $159,934+68.4% | $147,005+83.2% | $145,959+84.5% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+12.0pp | 80.3%+13.8pp |
| Annual return | 8.57% | 98.24%-89.7pp | 418.76%-410.2pp | 561.95%-553.4pp |
| Employer contribution / active EE | $5,632 | $5,287+6.5% | $4,934+14.1% | $4,661+20.8% |
| Participant deferral / active EE | $6,295 | $8,427-25.3% | $8,070-22.0% | $6,689-5.9% |
| Admin fee / account holder | $29,438 | $15,053+95.6% | $13,006+126.3% | $13,398+119.7% |