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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,275 | $160,028+68.3% | $147,080+83.1% | $145,884+84.6% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 8.57% | 98.60%-90.0pp | 420.17%-411.6pp | 551.85%-543.3pp |
| Employer contribution / active EE | $5,632 | $5,286+6.6% | $4,933+14.2% | $4,662+20.8% |
| Participant deferral / active EE | $6,295 | $8,422-25.3% | $8,066-22.0% | $6,690-5.9% |
| Admin fee / account holder | $29,438 | $15,030+95.9% | $12,989+126.6% | $13,392+119.8% |