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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,275 | $159,978+68.3% | $147,041+83.1% | $145,978+84.5% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 8.57% | 98.36%-89.8pp | 419.21%-410.6pp | 550.52%-541.9pp |
| Employer contribution / active EE | $5,632 | $5,288+6.5% | $4,935+14.1% | $4,662+20.8% |
| Participant deferral / active EE | $6,295 | $8,429-25.3% | $8,071-22.0% | $6,690-5.9% |
| Admin fee / account holder | $29,438 | $15,053+95.6% | $13,006+126.3% | $13,400+119.7% |