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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,342 | $165,381+229.7% | $149,730+264.2% | $158,966+243.1% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 4.78% | 348.29%-343.5pp | 276.70%-271.9pp | 302.95%-298.2pp |
| Employer contribution / active EE | $8,889 | $5,104+74.2% | $4,645+91.4% | $4,762+86.6% |
| Participant deferral / active EE | $3,810 | $7,182-47.0% | $6,843-44.3% | $5,983-36.3% |
| Admin fee / account holder | $130,702 | $10,809+1109.1% | $9,310+1303.8% | $11,250+1061.8% |