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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,829 | $138,078+204.1% | $125,363+234.9% | $134,509+212.1% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -12.82% | 750.49%-763.3pp | 572.15%-585.0pp | 418.13%-431.0pp |
| Employer contribution / active EE | $5,556 | $5,245+5.9% | $4,815+15.4% | $4,741+17.2% |
| Participant deferral / active EE | $333 | $7,800-95.7% | $7,447-95.5% | $6,400-94.8% |
| Admin fee / account holder | $16,297 | $11,566+40.9% | $10,005+62.9% | $11,427+42.6% |