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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,374 | $45,566+19.3% | $64,105-15.2% | $59,633-8.8% |
| Participation rate | 77.8% | 60.2%+17.6pp | 68.2%+9.6pp | 68.7%+9.1pp |
| Annual return | -0.70% | 4.95%-5.7pp | 791.24%-791.9pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,256 | $2,057+58.3% | $2,822+15.4% | $3,192+2.0% |
| Admin fee / account holder | $5,084 | $3,268+55.6% | $4,499+13.0% | $4,297+18.3% |