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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,120 | $54,541+10.2% | $78,778-23.7% | $70,126-14.3% |
| Participation rate | 83.3% | 60.8%+22.5pp | 69.2%+14.1pp | 69.5%+13.8pp |
| Annual return | 20.65% | 21.07%-0.4pp | 35.62%-15.0pp | 73.15%-52.5pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,891 | $2,210+30.8% | $2,958-2.3% | $3,332-13.2% |
| Admin fee / account holder | $3,396 | $3,709-8.4% | $5,134-33.8% | $4,645-26.9% |