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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,687 | $59,813-43.7% | $79,580-57.7% | $68,486-50.8% |
| Participation rate | 59.6% | 61.1%-1.4pp | 69.5%-9.8pp | 67.9%-8.2pp |
| Annual return | -15.90% | -12.30%-3.6pp | 0.15%-16.1pp | -7.85%-8.0pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,413-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,180 | $3,024+5.1% | $3,985-20.2% | $4,028-21.0% |
| Admin fee / account holder | $9,969 | $4,835+106.2% | $6,835+45.9% | $5,404+84.5% |