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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,199 | $65,555-38.7% | $86,216-53.4% | $75,173-46.5% |
| Participation rate | 58.2% | 60.5%-2.3pp | 69.0%-10.8pp | 67.2%-9.0pp |
| Annual return | 16.92% | 46.07%-29.1pp | 1169.42%-1152.5pp | 160.72%-143.8pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,382-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,104 | $3,023+2.7% | $3,986-22.1% | $4,126-24.8% |
| Admin fee / account holder | $978 | $5,469-82.1% | $6,853-85.7% | $5,651-82.7% |