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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,873 | $82,674+381.3% | $125,363+217.4% | $68,495+480.9% |
| Participation rate | 97.0% | 75.0%+21.9pp | 82.4%+14.6pp | 67.9%+29.1pp |
| Annual return | -14.67% | -5.97%-8.7pp | 572.15%-586.8pp | -7.84%-6.8pp |
| Employer contribution / active EE | $14,398 | $3,382+325.8% | $4,815+199.0% | $2,596+454.5% |
| Participant deferral / active EE | $10,006 | $6,111+63.7% | $7,447+34.4% | $4,028+148.5% |
| Admin fee / account holder | $13,530 | $6,276+115.6% | $10,005+35.2% | $5,403+150.4% |