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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,794 | $98,766+263.3% | $149,730+139.6% | $79,852+349.3% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.5%+14.9pp | 69.6%+27.7pp |
| Annual return | 14.47% | 27.43%-13.0pp | 276.70%-262.2pp | 31.72%-17.3pp |
| Employer contribution / active EE | $14,973 | $3,217+365.5% | $4,645+222.3% | $2,471+505.9% |
| Participant deferral / active EE | $8,475 | $5,681+49.2% | $6,843+23.8% | $3,740+126.6% |
| Admin fee / account holder | $2,905 | $6,052-52.0% | $9,310-68.8% | $5,306-45.2% |