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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,941 | $72,177+203.3% | $115,037+90.3% | $59,633+267.1% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.75% | 12.02%-14.8pp | 26.14%-28.9pp | 2041.40%-2044.1pp |
| Employer contribution / active EE | $14,571 | $2,841+412.8% | $4,608+216.2% | $2,203+561.5% |
| Participant deferral / active EE | $6,222 | $4,783+30.1% | $6,026+3.2% | $3,192+94.9% |
| Admin fee / account holder | $6,610 | $4,927+34.2% | $8,175-19.1% | $4,297+53.8% |