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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,436 | $85,766+220.0% | $136,298+101.3% | $70,126+291.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.25% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $15,194 | $2,966+412.3% | $4,696+223.6% | $2,343+548.6% |
| Participant deferral / active EE | $6,726 | $5,051+33.2% | $6,247+7.7% | $3,332+101.9% |
| Admin fee / account holder | $2,471 | $5,421-54.4% | $9,244-73.3% | $4,645-46.8% |