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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,014 | $83,337-61.6% | $67,834-52.8% | $273,972-88.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 8.85% | 259.45%-250.6pp | 138.47%-129.6pp | 41.46%-32.6pp |
| Employer contribution / active EE | $286 | $3,287-91.3% | $2,403-88.1% | $4,869-94.1% |
| Participant deferral / active EE | $1,373 | $4,088-66.4% | $3,160-56.5% | $5,287-74.0% |
| Admin fee / account holder | $1,410 | $6,752-79.1% | $4,622-69.5% | $10,133-86.1% |