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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,145 | $91,037-54.8% | $71,671-42.6% | $147,586-72.1% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 18.45% | 20.48%-2.0pp | 20.65%-2.2pp | 578.59%-560.1pp |
| Employer contribution / active EE | $295 | $3,327-91.1% | $2,460-88.0% | $4,876-93.9% |
| Participant deferral / active EE | $1,421 | $4,498-68.4% | $3,438-58.7% | $5,439-73.9% |
| Admin fee / account holder | $3,661 | $8,613-57.5% | $5,558-34.1% | $10,886-66.4% |