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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,174 | $51,207+3.8% | $70,565-24.6% | $75,177-29.3% |
| Participation rate | 100.0% | 61.0%+39.0pp | 68.4%+31.6pp | 67.2%+32.8pp |
| Annual return | 22.23% | 30.05%-7.8pp | 32.79%-10.6pp | 160.75%-138.5pp |
| Employer contribution / active EE | $240 | $1,826-86.9% | $2,976-91.9% | $2,671-91.0% |
| Participant deferral / active EE | $3,136 | $2,850+10.0% | $4,568-31.4% | $4,126-24.0% |
| Admin fee / account holder | $687 | $4,097-83.2% | $6,430-89.3% | $5,651-87.8% |