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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,445 | $102,638-46.0% | $81,982-32.4% | $158,982-65.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 17.99% | 61.05%-43.1pp | 41.31%-23.3pp | 302.99%-285.0pp |
| Employer contribution / active EE | $273 | $3,241-91.6% | $2,498-89.1% | $4,763-94.3% |
| Participant deferral / active EE | $1,931 | $4,649-58.5% | $3,722-48.1% | $5,983-67.7% |
| Admin fee / account holder | $418 | $8,237-94.9% | $5,665-92.6% | $11,252-96.3% |