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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,995 | $198,457+0.3% | $170,435+16.8% | $147,586+34.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.19% | 257.30%-237.1pp | 205.94%-185.7pp | 578.59%-558.4pp |
| Employer contribution / active EE | $4,616 | $6,183-25.4% | $5,432-15.0% | $4,876-5.3% |
| Participant deferral / active EE | $4,118 | $5,629-26.9% | $4,939-16.6% | $5,439-24.3% |
| Admin fee / account holder | $23,224 | $16,852+37.8% | $13,881+67.3% | $10,886+113.3% |