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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,400 | $183,516+74.6% | $155,534+106.0% | $145,884+119.6% |
| Participation rate | 78.3% | 82.7%-4.4pp | 78.2%0pp | 80.3%-2.0pp |
| Annual return | 13.69% | 61.43%-47.7pp | 64.92%-51.2pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,290 | $5,315-75.7% | $4,675-72.4% | $4,662-72.3% |
| Participant deferral / active EE | $1,733 | $6,467-73.2% | $5,630-69.2% | $6,690-74.1% |
| Admin fee / account holder | $10,279 | $19,293-46.7% | $15,900-35.4% | $13,392-23.2% |